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Credit cards & pay later

A credit card bill reminder that understands billing cycles

Self Streak tracks each card like your bank does: spends before the statement date go on this bill, spends after it roll to the next one. You see the amount due, the minimum due and your available limit, and you get a reminder before every due date.

Why a normal reminder isn’t enough

A calendar alert tells you a date. It doesn’t tell you how much is due, what the minimum is, or what you’ve already spent on the next bill. That’s how people end up paying only the minimum and carrying interest of around 3–3.75% a month, or missing a due date because two cards are due in the same week.

Self Streak keeps the numbers next to the date, so the reminder actually helps you decide what to pay.

What you get

This bill and next bill

Spends up to your statement date go on this bill; anything after rolls to the next one, exactly like your card.

Minimum due and full amount

Pay full, pay the minimum or any amount. Partial payments carry forward with an interest estimate.

Limit used

See how much of your limit is used and what’s available before you swipe again.

Reminders that stop when paid

A push notification 2 days before and on the due date. Mark it paid and the reminders stop.

Pay later too

Works for postpaid wallets and BNPL accounts that need the full bill every month.

Snap the statement

Take a photo of a bill or statement and the AI reads the amount and due date for you.

How it works

  1. Add a card with its limit, statement day, due day and minimum %.
  2. Log spends as you go, by typing or saying “spent 1,200 on Amazon on my HDFC card”.
  3. Get reminded before each due date, and pay full or minimum in one tap.

Questions

Is my card number needed?

No. Self Streak never asks for card numbers, CVV or bank logins. You only enter the limit, statement day and due day.

Does it work with pay-later and postpaid accounts?

Yes. Set the minimum due to 100% and it tracks them as “pay the full bill every month”.

Will I get a notification on my phone?

Yes. Install Self Streak on your home screen and turn on notifications to get push reminders, even when the app is closed.

What does it cost?

7 days free, then ₹499 a month for everything in Self Streak, including habits, money, reminders and AI logging.

Start your streak today

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